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software
Affirm
Last discussed Jul 6, 2026
Buy now, pay later service offering installment payment plans for online purchases
Recently discussed in
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Max Levchin · Jul 6, 2026
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What creators say
Max Levchin
mentioned
Used for: Providing transparent, consumer-friendly financial services that replace predatory lending practices
Praised: Optimized for both profitability and societal benefit; builds long-term consu...
vs: Compared against predatory lending products that exploit customers who don't ...
"Affirm is the answer to that question. In some ways what we are doing here is trying to say, look, you can optimize a product beyond just making the most money. In fact, it's okay to make a little bit less money if you are able to create something..."
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The Iced Coffee Hour
mentioned
"Gemini just 2 days ago had to come out with BNPL, Affirm and Klarna now available so you can pay your stupid $24 a month or whatever to Gemini."
More from The Iced Coffee Hour →
George Kamel
critical
"Use Affirm, use Klarna, use Afterpay, and pay nothing now, or pay a small amount now, and you can pay the rest over the next couple of months"
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