Related products and practices, with creator experiences across different uses.
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Technique
Aligning portfolio construction to retirement cash flow plan by laddering fixed income to cover spending needs for first 5-8 years of retirement
"We use a specific investment process called asset liability matching where we're buying bonds or CDs or bullet shares — which are a package of bonds that all mature in the same year — and we're matching those fixed income instruments to the specific cash fl..."
Technique
Cash reserve that earns yield; dry powder to deploy during market corrections
"Short-term debt, great. Interest rates are pretty decent right now. Gives you a bit of cash balance. Not a problem. If the markets correct sharply, you've got some cash in short-term T-bills. Fantastic. You can use them."
Technique
Saving for a home down payment while avoiding high mortgage rates
"Because of where rates are, I'm basically over-saving in Treasury bills to eventually buy a home — either a big down payment or mostly cash in a few years — because I don't want to borrow at 7%."
Product
Safe portion of investment portfolio, dry powder for market crashes
"I would keep a little bit on the side in maybe treasuries or something really safe. Right now, they're paying like 3 and a half%."
Products are related to this topic through catalog tags. Quotes describe the creator’s stated use; they are not necessarily recommendations for this topic.
Creator counts cover all uses and all dates. Each person counts once per product family. Paid promotions and passing mentions are excluded. Items are ordered by creator count, then name.
