Dana Anspach
10 things Dana uses or recommends, from 1 episode.
Dana's top picks
What Dana uses or recommends most, ranked by how often and how strongly. Paid ads are left out.
Uses and recommends it · 1 episode
"We work with our investment partner Asset Dedication and they have a specific type of equity model that they call time segmented equity models. They do both parts — implementing the bond ladder and the equity portfolio. I think of us as the architects. We're designing the specs. And Asset Dedication produces something called a critical path for us, and they run a historical audit based on the particular income ladder and growth portfolio that we've proposed."
Uses and recommends it · 1 episode
"We use a specific investment process called asset liability matching where we're buying bonds or CDs or bullet shares — which are a package of bonds that all mature in the same year — and we're matching those fixed income instruments to the specific cash flows that are coming out of each account in each year, typically for about the first five to eight years. And then the remainder of that account goes into the growth portfolio."
Uses and recommends it · 1 episode
"We're taking the present value of the cash flows that the client needs and comparing that to the current value of their assets to get a ratio that we want to see at 110% or higher. What we love about this metric is I assume the rate of return on all of the accounts is identical. And so what I can do is simply compare withdrawal strategies, compare Roth conversions — and everything factors into that fundedness number."
Uses and recommends it · 1 episode
"The third of the three retirement readiness tests is a historical audit that Asset Dedication runs based on the particular income ladder and growth portfolio that we've proposed. They run that through as if the client retired, for example, in 1929 and then 1930 and then 1931, and you get this yellow squiggly line that represents every path their assets would have taken. We want typically about a 95% success rate across the whole span for that particular test."
Uses and recommends it · 1 episode
"We put everyone through this training called a foundational leadership course offered by Stagen a few years ago... I went through Stagen's integral leadership program. Those are the things that have helped me figure out how to navigate our direction with heart, with a sense of values that matter to me."
Uses and recommends it · 1 episode
"The things that have helped me most are learning soft skills, learning working with coaches, going through development programs like Strategic Coach and I went through Stagen's integral leadership program. Those are the things that have helped me figure out how to navigate our direction with heart."
All 10 of Dana's picks
- Asset Dedication Uses and recommends it "We work with our investment partner Asset Dedication and they have a specific type of equity model that they call time segmented equity models. They do both parts — implementing the bond ladder and the equity portfolio. I think of us as the architects. We're designing the specs. And Asset Dedication produces something called a critical path for us, and they run a historical audit based on the particular income ladder and growth portfolio that we've proposed." Only Dana
- Asset Liability Matching Uses and recommends it "We use a specific investment process called asset liability matching where we're buying bonds or CDs or bullet shares — which are a package of bonds that all mature in the same year — and we're matching those fixed income instruments to the specific cash flows that are coming out of each account in each year, typically for about the first five to eight years. And then the remainder of that account goes into the growth portfolio." Only Dana
- Fundedness Ratio Uses and recommends it "We're taking the present value of the cash flows that the client needs and comparing that to the current value of their assets to get a ratio that we want to see at 110% or higher. What we love about this metric is I assume the rate of return on all of the accounts is identical. And so what I can do is simply compare withdrawal strategies, compare Roth conversions — and everything factors into that fundedness number." Only Dana
- Historical Return Sequence Audit Uses and recommends it "The third of the three retirement readiness tests is a historical audit that Asset Dedication runs based on the particular income ladder and growth portfolio that we've proposed. They run that through as if the client retired, for example, in 1929 and then 1930 and then 1931, and you get this yellow squiggly line that represents every path their assets would have taken. We want typically about a 95% success rate across the whole span for that particular test." Only Dana
- Stagen Integral Leadership Program Uses and recommends it "We put everyone through this training called a foundational leadership course offered by Stagen a few years ago... I went through Stagen's integral leadership program. Those are the things that have helped me figure out how to navigate our direction with heart, with a sense of values that matter to me." Only Dana
- Strategic Coach Uses and recommends it "The things that have helped me most are learning soft skills, learning working with coaches, going through development programs like Strategic Coach and I went through Stagen's integral leadership program. Those are the things that have helped me figure out how to navigate our direction with heart." Only Dana
- Box Uses it "We use Box as a technology for them to upload the documents, a secure encrypted environment. And within Box, there's a — it's kind of like a Word doc, but it's called a Box Note — that has questions in it that they can just type in answers." +1 other
- Exact Plan Uses it "A decade ago I originally used Exact Plan. It had some functionality that I loved and some functionality that I hated. And so the part that I loved was the transparency with which you could see how funds flowed through to different income tax brackets." Only Dana
- Retirement Management Advisor Designation Uses it "The fundedness ratio I built coming out of the Retirement Management Advisor designation. It doesn't follow their formula exactly, but it follows the same principles. And an additional tool that comes out of the Retirement Management Advisor designation — something called the household balance sheet — they don't have that functionality in the off-the-shelf tools." Only Dana
- The Critical Path Uses it "Asset Dedication produces something called a critical path for us. Based on that original plan, it's basically calculating what's the minimum dollar amount that I need each year for this plan to work through the time horizon I've outlined. And it's one of the tools we use to measure against. So, are they ahead of path? If so, likely we're going to want to take gains and extend the income ladder." Only Dana