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Technique
Eliminating debt through psychological wins and momentum building
"I follow the debt snowball method, which says, 'Hey, forget interest rate. We are not trying to be mathematical geniuses here. We're going to focus on the smallest balance first.'"
"Method number two, the snowball. This is from my friend Dave Ramsey. If you've tried and failed to pay off debt before and need some early wins to stay in the game, go snowball."
Technique
"Method one, the avalanche. This is my way. You focus on the highest interest rates first. Because math says this is the best approach."
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