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SBA loan

SBA loan

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1 creator use or recommend it

▲ 1 active in the last 90 days

1 use 2 mention
Last discussed Oct 19, 2026

Small Business Administration loans are government-backed loans designed to help small businesses access funding with lower down payments and favorable terms.

What creators say

NH
Used for: Financing the acquisition of the first office plant company vs: Described as the polar opposite of his management consulting and venture-back...

"We bought it with an SBA loan. It was like the polar opposite of what I had been doing throughout my career."

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JH
Justin Hall
mentioned
Praised: His friend was able to open quickly vs: Justin self-funded and did the build-out himself, which was slower

"I have another friend in the business that started around the same time. He took an SBA loan for like 50 grand and was open 7 days after he did his lease."

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Codie Sanchez
mentioned
Used for: Buying a business with 10% down and financing the remainder to achieve leveraged returns Praised: Enables 30x+ returns vs. S&P 500 equivalent investment, low down payment requ... vs: Compared to putting the same $200K directly into the S&P 500, which yields ~$...

"If you take that same 200k and you put 10% down on a $2 million business and you finance the rest with an SBA loan, assuming an industry standard growth rate of 5% — less than the stock market — you will profit $5.1 million. That is over 30x the r..."

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+2 more mentions from Codie

"Creative financing. SBA loans. Seller financing. You don't need all the money. You need the deal structured right."

"He bought one that already worked using an SBA loan for 800K. The bank took most of the risk and he kept the upside."

Factories or startups? · Feb 14, 2026

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