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How to Use AI in 2026: Opendoor Founder's Advice

| 10 products mentioned
JD Ross guest
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Joe Lonsdale interviews JD Ross, founder of Opendoor and current CEO of With Coverage, about how to build companies in 2026 using AI. Ross argues that AI has fundamentally changed software development and business strategy, enabling engineers to work through agentic AI tools rather than writing code directly, and allowing companies to iterate on customer requests at unprecedented speed.

Key takeaways
  • Engineers at With Coverage no longer write code directly; instead they manage multiple AI agents simultaneously that handle development tasks, drastically reducing software development timelines and costs.
  • Claude Computer Use and similar AI tools have automated entire workflows like logging into carrier portals and downloading documents, eliminating tasks that previously required dedicated team members.
  • The limiting factor for AI adoption is now organizational ability to absorb and implement change, not AI capability—models are already sophisticated enough that improving context and data input is more valuable than waiting for better models.
  • Large foundational AI companies (Anthropic, OpenAI, Google) will likely build enterprise solutions in high-value areas, making it risky for startups to compete directly in software development or adjacent spaces without exceptional talent.
  • Successful AI-era companies should focus on being the trusted expert in a specific domain (like insurance risk management) rather than trying to replace entire categories with generic AI solutions.
  • Young entrepreneurs have unprecedented opportunity because we're in a new "invention era" where experienced builders and newcomers start from equal footing, similar to the mobile computing era—enabling creation of entirely new industries from scratch.

Recommendations (6)

Codex
Codex uses

"Not a single one of our full-time engineers right now writes code anymore. They do everything through Codex, cloud code or Cursor."

JD Ross · ▶ 0:16

Cursor
Cursor uses

"Not a single one of our full-time engineers right now writes code anymore. They do everything through Codex, cloud code or Cursor."

JD Ross · ▶ 0:16

Linear
Linear uses

"When we create a new ticket in Linear, it automatically kicks off this thing that basically creates a dev environment which then tries to one-shot the solution and then creates a PR that we review."

JD Ross · ▶ 18:12

Claude
Claude uses

"If you switch that model from let's say you know Sonnet to Opus, Anthropic's middle to their best model, did the evaluation set get better?"

JD Ross · ▶ 26:22

Claude Computer Use

"If you look at Claude Computer Use which came out you know two weeks ago and the types of spreadsheets and models that they're creating... we use this internally for simple things like logging into..."

JD Ross · ▶ 25:19

Thoren uses

"I'm actually spending a lot of time on the email workflow myself with this company, Thoren, I think you probably heard, but I'm obsessed with it. Gave me a report yesterday. It handled like 120 of ..."

Joe Lonsdale · ▶ 26:54

Mentioned (4)

ElevenLabs
ElevenLabs "Look at what like ElevenLabs put out yesterday with their new kind of voice agents that sound hum..." ▶ 27:56
Chomps
Chomps "We signed amazing companies like Chomps and Bombas and Eight Sleep." ▶ 16:09
Bombas
Bombas "We signed amazing companies like Chomps and Bombas and Eight Sleep." ▶ 16:09
Eight Sleep
Eight Sleep "We signed amazing companies like Chomps and Bombas and Eight Sleep." ▶ 16:09