Andy Panko

XY Planning Network

1x

"I'm a member of XY Planning Network, so I use them for my annual ADV updates, and anytime I had to file a new state, I use them."

"I started using them. Um, I forget what it cost. The virtual CCO at the time, it was either two thou I think it was $2,000 a month for state registered people... once you're SEC registered, it's 2500 a month for their virtual CCO thing. So, 30 grand a year, I think that was."

"I ultimately came across one called JM Addington. Their DBA is cybercure raia... Just really impressed with them... It's like a thousand bucks a month, slightly more I think... they do a lot the stuff I don't understand. Like every week they're pushing through updates and security patches and stuff."

"the other two advisers use Holista Plan because they don't do taxes and it's too big of a learning curve to use tax prep software just to do projections."

E-Money

1x

"then advisor is the one who fires off you know sending them the stuff to get set up with with e-oney and with adise on"

Microsoft Teams

1x

"Even with two employees, they're both still completely remote. So, like, yeah, we have Microsoft Teams and we can chat and we can email, we can call, but it's not the same as having someone to sit next to."