Time Segmentation
1 creator use or recommend it
A retirement portfolio construction strategy that divides assets into distinct time-based segments (or 'buckets') matched to a client's projected annual cash flows, providing predictable income while allowing growth assets to ride out market downturns.
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How Time Segmentation compares
1 creator weighed in
upcoming book on conversation
Ryan says Time Segmentation changes how retirement feels to clients, not just how the portfolio looks. Conversation is a book, not a portfolio strategy.
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1 creator
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1 creator
Ryan says Time Segmentation changes how retirement feels to clients, not just how the portfolio looks. Conversation is a book, not a portfolio strategy.
"I think time segmentation is the best way to build a retirement portfolio in my opinion. The way we frame it is: how many years of a down market would you like to be able to sustain? You can see the stress and the anxiety leave their bod..."
Compared to total return approach — similar end portfolio allocation but dramatically different client conversation and psychological experience
What creators say
"I think time segmentation is the best way to build a retirement portfolio in my opinion. The way we frame it is: how many years of a down market would you like to be able to sustain? You can see the stress and the anxiety leave their body when we ..."
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