← Back

mortgage recasting

technique 1 mention from 1 sources

A financial technique where you make a lump sum principal payment and the lender recalculates your monthly payment to a lower amount.

finance savings real estate mortgage
1

sources

Mentioned by

Codie Sanchez

All mentions

Codie Sanchez recommends ✓ High confidence
"Mortgage recasting. Rare but real. You make a lump sum principal payment. Lender recalculates your payment. Your monthly payment drops."
From: Make an extra $20K • ▶ 0:42 • Feb 2026

Attribution: Codie presents this as a viable money-saving strategy and provides specific instructions on how to use it