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mortgage rate modification

technique 1 mention from 1 sources

A negotiation technique to permanently reduce your mortgage interest rate with your current lender.

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Codie Sanchez recommends ✓ High confidence
"I'd like to explore a rate modification. I've been a strong borrower, but current market rates are lower. What programs do you have for a permanent rate modification?"
From: Make an extra $20K ▶ 0:55 Feb 2026

Attribution: Codie provides a specific script and positions this as an effective negotiation strategy