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technique
Life Insurance
Last discussed Aug 17, 2026
A contract between an individual and an insurance company where the insurer pays a designated beneficiary a sum of money upon the insured's death, in exchange for premium payments.
Recently discussed in
If You Only Watch One Money Video, Make It This
Lewis Howes · Aug 17, 2026
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Lewis Howes
mentioned
Used for: Locking in guaranteed life insurance rates while young and healthy; providing financial protection for a future spouse and children
Praised: Guaranteed rates locked in young; long-term protection for dependents who don...
vs: Contrasted with waiting until marriage or having children to get life insurance
"I bought life insurance for myself in my 20s because one, I wanted to lock in a rate that was guaranteed for life, and two, I was thinking about my future wife and my future kids. I didn't know when I was getting married — 15, 18 years after I got..."
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