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Die with Zero
A book by Bill Perkins about spending your money and time while you can still enjoy them, rather than deferring gratification indefinitely.
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"I like the idea not first proposed but I think clarified in recent times by Bill Perkins who wrote the book Die with Zero who was like if you're going to give your kids money... give it to them when they need it, which is probably their 30s and 40s"
Attribution: Morgan recommends and discusses the philosophy from Bill Perkins' book Die with Zero
"You'll be familiar, I'm sure, with the book Die with Zero about how dangerously possible it is to defer gratification for too long."
Attribution: Oliver references the book positively in context of not deferring gratification too long