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75-15-10 Rule

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Last discussed Sep 20, 2026

A personal finance budgeting framework by Jaspreet Singh where for every dollar earned, no more than 75 cents is spent, at least 15 cents is invested, and at least 10 cents is saved.

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JS
Jaspreet Singh
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Used for: Systematizing money management to ensure consistent saving and investing at any income level Praised: Works at any income level; ensures investing and saving happen before spendin...

"The simplest rule that I teach is 75-15-10, which says for every dollar that you earn from here on out, 75 cents is the maximum that you can spend, 15 cents is the minimum you invest, 10 cents is the minimum you save. That way, whether you're maki..."

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