4% Rule
A retirement withdrawal guideline suggesting that retirees can withdraw 4% of their portfolio annually without running out of money over a 30-year retirement.
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"Wealth as a growth investor is relatively simple. It's the 4% rule, but this is what many people have followed. The idea being if you have a million dollars of assets, you can live off of 4% of that, $40,000. That's not my goal. I don't like that...."
More from Jaspreet Singh →"4% is probably fine, but it really depends on how you're using it. I don't think it's safe to actually literally spend 4% of your starting portfolio value adjusted for inflation for whatever 40 or 50 years. But I also don't think that's what peopl..."
More from Ben Felix →
"I do agree with that 5 million mark because if you do the 4% rule, it's 4% of 5 million — what is that, $60,000 a year, something like that. So you live a good middle class income off of that using the 4% rule."
More from Caleb Hammer →Keep exploring
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