Cambridge AI Safety Plan, Instinct CEO on Invest Like the Best, Zuck Hires MongoDB CEO | Diet TBPN
TBPN, John Coogan, and Jordi Hays discuss Instinct, a personal AI agent startup hitting $1B in transaction volume in six months, Cambridge's concrete AI safety plan, and Meta's new enterprise push.
The gist
-
Instinct hit $1B in annualized transaction volume in about six months with zero marketing, growing 10% daily through user-shared screenshots.
-
Binding a credit card or bank account to an AI agent drives 80% retention, suggesting users stick around when real friction is removed.
-
The Cambridge AI safety plan proposes three concrete steps: standardized RSI metrics across labs, government disaster plans, and biosecurity preparedness.
-
Instinct's plan to issue its own credit card could generate tens of millions in interchange revenue with just 14 employees, making its $10B valuation defensible.
Also mentioned
6:36
Truth Social
· "You could see Dario sign up for Truth Social."
14:29
Instinct
· "1 billion a year in transaction volume, still invite only. Growing 10% a day. Spent zero dollars on..."
16:05
Claude
· "On Instinct's own A/B test, it matches Opus 5 performance at a fraction of the cost."
16:29
Amazon
· "Amazon is 15%. Apple is 30%. Noah's personal goal is to keep Instinct free for everyone for life."
Ads in this episode
Railway. They're paid, so we keep them out of the picks above.
See what TBPN recommends without being paid →
◎
Related episodes
Episodes covering similar topics
More from TBPN
Tech World Debates Jensen’s Exit | Diet TBPN
Nov 13, 2026
Jensen Huang Resigns as NVIDIA CEO | Diet TBPN
Nov 13, 2026