David Vélez

Mentioned in 1 episode

"We were very inspired by Amazon since the very beginning. Amazon being the more traditional consumer obsessed company and how they build this consumer obsession."

Mentioned in 1 episode

"Somebody like Netflix was able to come in with no data and build a better algorithm."

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"Opus 4.6 came in in December of '25 and that was sort of the moment that a lot of people suddenly realized, no, this actually works."

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"There's been a lot of conversation about how AI disrupts software and that you can ask ChatGPT or Codex to rebuild an entire software strategy, but you still cannot really get ChatGPT to get you a banking license."

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"We studied Disney very carefully because this is a company that wants to create magic experiences. Even in banking, a boring banking product, we want to create a magical experience for customers."

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"Enter a number of real-time payment systems as you've seen in Brazil with Pix or India with UPI."

Mentioned in 1 episode

"Cash goes away, disappears. Enter a number of real-time payment systems as you've seen in Brazil with Pix or India with UPI."

Mentioned in 1 episode

"We acquired a company called Hyperplane in Palo Alto that was already working on doing foundation models for financial services."